Hampden Agencies Ltd has outperformed the Lloyd's market in each of the last 6 years, producing an average Return on Capital to Members of 17.5%. This performance has been achieved during a period which included the World Trade Center disaster and Hurricane Katrina, the costliest hurricane since reliable records began.

Management of capital through the underwriting cycle is key to producing good returns to investors. We take a cautious attitude towards our Members' investments, the result of which is that we have outperformed the Lloyd's market by a greater margin during the loss making years of 2001 and 2005. 

Source: HAL 2001 to 2004 at 36 months, calculated from Synopsis MAIR reports. Lloyd’s Market 2001 to 2004 at 36 months from Lloyd’s Global Results / Year End QMR Returns. 2005 & 2006 estimates calculated from 2007 Q3 QMR returns. Funds at Lloyd’s are assumed at 40%. All returns include personal expenses but are before members’ agent’s charges unless stated otherwise.